Sometimes being new in business is a disadvantage. Starting a new business can be very costly and getting the equipment needed to get started can be even harder. At Carpenter and Associates we offer new businesses the opportunity to get the equipment they need. Below is a basic rate calculator to give you an idea on your equipment lease payment structure.
Please keep in mind that these are sample rates and our not exact quotes. After application approval a final rate will be determined based on the credit criteria.
| CREDIT GUIDELINES | |
| Application Only to $24,000.00 on Certain equipment | |
| Time in Business | At least 6 Months of operations |
| Bank Reference | Business Checking account with an appropriate average balance for the amount requested and with a six month relationship |
| Trade Reference | Two references with whom we can verify that bills are paid in a timely manner. At least one of these must show a six month relationship |
| Personal Guaranty | The principal of the business will need a satisfactory four-year minimum personal credit history. In some cases, a personal tax return may be requested but not always. |
| Time In Business | 6 Months -12 Months |
| Max. Terms | 24 Months - 36 Months Lease Term |
New Business Basic Start-Up Rate Calculator
If you have any questions, please free to give us a call at 480-219-3712 and we will be happy to assist you with all your business needs.
APPLY NOW!!!
First and last payment due upon lease signing. Rates are good for businesses less than 24 months old.
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